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Citibank Ready Credit |
Summary
If you're spending too much on credit card fees and interest, ReadyCredit is a great alternative. It's an unsecured line of credit you can use every day. With no set-up, ATM or ongoing fees and a low competitive rate, start saving from day one and have money to spend on other things.
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| Institution / Issuer |
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Citibank |
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| Minimum Loan Amount |
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$5,000 |
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| Maximum Loan Amount |
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$25,000 |
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| Interest Rates |
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2.9%p.a.* for 6 months
Standard variable 17.99%p.a.* |
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| Balance Transfer Interest Rate |
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2.9%p.a.* for 6 months |
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| Repayment Periods |
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Revolving |
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| Repayment Schedules |
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monthly |
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| Annual Fee |
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$0 |
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| Ongoing Fees |
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$0 |
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| Late Payment Fee |
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$30 for every 14 days |
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| Redraw Fee |
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$0 |
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* Interest rates are correct as at 13 October 2008, and are subject to change at Citibank’s sole discretion, and interest rates vary based on credit history and loan amounts.
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